Business Banking
CORPORATE CHECKING: Your business account is the most
important facet of your enterprise. Are you a partnership, a corporation, or LLC? We have services to support
your changing needs - efficiently. When you open a business
checking account with $100 or more, you will receive an earnings
credit (determined by the bank) to offset your monthly service
charges: $12.00 monthly maintenance fee, .50 per check/debit
written, .10 per deposited item and .25 per deposit ticket.
SMALL BUSINESS CHECKING: For the business owner with less volume, consider our Small Business Checking. Open the account with $100 which includes 50 checks/debits and 50 deposited items. The fee for excess items is .25/check or debit and deposited items.
BUSINESS CHECKING WITH INTEREST: Are you a Sole Proprietor or DBA? Consider our Business Checking account with Interest. Open the account with $100.00 and a monthly maintenance fee of $10.00. Accounts will be assessed .25 per check/debit, .25 per deposit ticket, and .09 per deposited item. Interest is paid based on tiers which have been established by the bank.
BUSINESS SAVINGS: Earn competitive interest rates based on
tiers established by the bank. Maintain a minimum monthly collected
balance of $250 or more to avoid the $6.00 maintenance fee. Pre-authorized
transfers/telephone transfers limited to six (6) per statement cycle.
Accounts that exceed this limit will be assessed a $5.00 per item excess
transaction fee.
BUSINESS LOANS: Whether you are a small business owner
or a principle of a large business, we can provide business
loans to suit your needs. Our commercial lenders are available
to meet with you at your convenience, and our local board
of directors make decisions right here at home - not at a
distant location. Responsiveness to your lending requests
is of utmost importance to us.
For more information about our business loan programs, please
contact us at 810-220-8556 and ask to speak with a member
of our lending staff.
Please refer to account disclosures for additional requirements.
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